Practice 03
Bank Litigation
A threatened foreclosure or an inability to access your own funds calls for careful, timely attention. Reda Sullivan represents homeowners in foreclosure disputes and bank customers seeking access to deposits, with an approach shaped by the documents and circumstances of each matter.
A considered approach
Understanding the dispute.
Evaluating the way forward.
Foreclosure defense begins with understanding the mortgage, the payment history, communications from the servicer, and the status of any proceedings. That review can identify issues requiring further investigation and help assess whether defenses, claims, or requests for court relief may be available. The firm's published practice includes representing homeowners in state and federal court in disputes with mortgage companies.
Loan modification can be an important part of evaluating alternatives to foreclosure. The work may involve reviewing the history of a modification request, communications with the servicer, and the terms under discussion alongside any litigation. A modification is not guaranteed, and neither a consultation nor a pending request should be assumed to suspend a scheduled foreclosure.
Banking disputes may also arise when a customer cannot withdraw or otherwise obtain funds held by a bank or credit union. Reda Sullivan's published practice includes bringing claims involving access to customer deposits. Account terms, transaction records, the institution's explanation, and applicable consumer protection, contract, and banking law all matter to determining what action may be appropriate.
Issues we can discuss
- Foreclosure notices and mortgage enforcement disputes
- Loan modification requests and servicer communications
- Disagreements about mortgage payment records
- Potential claims or defenses involving mortgage servicing
- Restrictions on access to bank or credit union deposits
Preparing for a conversation
A clear account of your situation helps make your first conversation useful. Keep relevant documents secure and bring them to your consultation rather than sending confidential material through an initial inquiry.
- Gather mortgage and loan documents, account agreements, and recent statements.
- Save foreclosure notices and court papers, including any scheduled sale information.
- Collect modification applications, supporting records, and the servicer's responses.
- Document withdrawal requests, disputed transactions, and communications with the institution.